/* Inner page hero padding */
.inner-hero {
  padding-top: 3rem;
  padding-bottom: 4rem;
}

/* Breadcrumb */
.breadcrumb {
  font-size: 11px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: rgba(245,239,228,0.45);
}
.breadcrumb a {
  color: rgba(201,168,76,0.75);
  text-decoration: none;
  transition: color 0.3s ease;
}
.breadcrumb a:hover { color: var(--gold); }
.breadcrumb span { color: rgba(245,239,228,0.35); }
.breadcrumb span + span { margin-left: 0.4em; margin-right: 0.4em; }

/* Disclosure block */
.disclosure-block {
  background: rgba(201,168,76,0.06);
  border: 1px solid rgba(201,168,76,0.25);
  padding: 1.75rem 2rem;
  border-left: 3px solid var(--gold-dark);
}

/* Info list (approach-style, light bg) */
.info-list > li {
  padding: 1.25rem 0;
  border-bottom: 1px solid rgba(0,0,0,0.08);
}
.info-list > li:first-child { padding-top: 0; }
.info-list > li:last-child { border-bottom: none; }

/* FAQ */
.faq-item {
  border-bottom: 1px solid rgba(201,168,76,0.15);
}
.faq-question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  padding: 1.25rem 0;
  cursor: pointer;
  font-size: 1rem;
  font-weight: 400;
  color: var(--cream);
  gap: 1rem;
  transition: color 0.3s ease;
  background: none;
  border: none;
  text-align: left;
}
.faq-question:hover { color: var(--gold); }
.faq-chevron {
  flex-shrink: 0;
  color: var(--gold);
  transition: transform 0.3s ease;
}
.faq-item.open .faq-chevron { transform: rotate(180deg); }
.faq-answer {
  display: none;
  padding: 0 0 1.25rem;
  color: rgba(245,239,228,0.75);
  font-size: 0.9375rem;
  line-height: 1.75;
  font-weight: 300;
}
.faq-item.open .faq-answer { display: block; }